In general, to borrow money, the bank checks credit and checks the property status. Individuals lend money based on business period or sales. In order to confirm this, it is often required to submit income certificates and VAT payment details.
In the case of individuals, it is very difficult to use banknotes if you do not go to work. In some cases, estimated income is calculated and lent based on credit card usage history, but the best thing is to submit a certificate of employment and check the limit by checking the amount of health insurance premiums.
If you don’t have a job, all of these confirmations are impossible, so there are many people who are worried about what to do.
If the credit rating is within 6th grade as a previous standard after the recent credit score system, there is a one-financial female unemployed loan that can be used by anyone who has 700 NICE and 744 or more KCB as of now.
Expressions are made of women, but you do not have to be afraid because they are products that anyone can use regardless of gender.
Various financial institutions such as Nonghyup, Woori, Kakao, Hana, Shinhan, etc. are providing female unemployed loans regardless of male and female based on these products. However, it may be difficult to use if you have a delinquency at present.
The list and conditions of the financial companies are summarized in the following article: In general, it is difficult to find information because it is not a great benefit for the place where money is borrowed. So I would like to say that if you read the article I have summarized, it will be a great help.
Recently, the Financial Services Commission announced that it would expand its financial policy for the common people due to the difficult economic situation.
Also, since the second half of this year, 폰테크 the highest interest rate will be lowered, and it will be reduced from the current 24 percent to 20 percent.
Generally, when you think about female unemployed loans, there are many people who wonder how they can do this without income or workers, or without confirming their health insurance qualifications.
According to the Financial Consumer Protection Act, it is possible to borrow up to 3 million won without any conditions in the Loan Business Act, and commercial banks are also able to use products up to a certain amount in order to compete.
In particular, if you use cash services or card loans, you will expect a drop in your credit score. The short-term debt increase will increase interest rates and the repayment burden will increase considerably.
So it is very advantageous to use the banknotes, not to use these savings banks, credit card companies, or insurance companies, but to save interest in terms of credit management. And it’s much more so from the perspective of the repayment period.
Many people do not know the rights of consumers, so I can say that if you are hurt by using a female unemployed loan first, you can file a complaint with the Financial Supervisory Service.
And if you have increased income during use or improved credit score, you can exercise interest rate cuts if your financial condition improves.The better the income is because the repayment risk is down, which is why it will be a incentive to reduce the interest rate.